
Trading Account Comparison: Capital.com 1X (UK clients only)vs XS Cent
Explore differences in spreads, commissions, deposits and trading conditions, alongside a detailed review of each account's advantages and limitations.


Cent
What Makes Capital.com 1X (UK clients only) Different from XS Cent?
Before comparing the numbers, it is important to understand the purpose of each account and the conditions that may make it suitable for different traders.
Capital.com 1X (UK clients only)
The Capital.com 1X account is available to UK clients only and provides unleveraged trading without overnight fees under the account conditions. Spreads range from 0.6–1.3 pips with a 0.7-pip average, there is no separate trading commission, the minimum deposit is $10 and orders use Market Execution. The characteristics of 1X apply specifically to this account and should not automatically be extended to other Capital.com accounts.
XS Cent
The XS Cent account is designed for traders who want live trading through a cent-based account structure, allowing capital and position sizing to be managed on a smaller scale. According to Broker Alarab data, spreads range from 1.1–1.8 pips with no separate trading commission, no minimum deposit and Market Execution, making it relevant to beginners and strategy testing.
Compare Trading Accounts, Spreads, Commissions and Platforms
Review spreads, commissions, minimum deposits, trading platforms, execution methods and broker-level regulatory information.
01 — Basic Account Information
Compare the broker, account name, account classification and regulatory information.
Broker
Account Name
Account Type
Broker Regulatory Licenses
Broker-level regulatory information. Verify which legal entity serves your country.
02 — Spreads and Trading Costs
Compare the recorded trading costs without assuming undocumented pricing.
Advertised Spread Range
Minimum Recorded Spread
Based on the available account information.
Average Recorded Spread
Advertised Commission
03 — Deposits and Execution
Review account funding requirements and order execution characteristics.
Minimum Deposit
Order Execution Method
Trading Platforms
Available platforms may differ by account type.
04 — Account Features and Conditions
Review relevant account characteristics and trading suitability.
Scalping Suitability
An internal classification, not a guarantee of suitability.
05 — Broker Information and Regulation
Broker-level information does not guarantee that every license applies to the selected account.
Listed Regulatory Licenses
Broker Maximum Leverage
Actual leverage may depend on the account, jurisdiction and legal entity.
Open a Trading Account
Information is based on records available to Broker Alarab. Trading conditions may vary by account, country and legal entity.
| Comparison Criteria | Capital.com 1X (UK clients only) | XS Cent |
|---|---|---|
01 — Basic Account Information Compare the broker, account name, account classification and regulatory information. | ||
| Broker | Capital.com | XS |
| Account Name | 1X (UK clients only) | Cent |
| Account Type | standard | cent |
| Broker Regulatory Licenses Broker-level regulatory information. Verify which legal entity serves your country. | FCA | ASIC | CySEC | CMA | SCB | ASIC | CySEC | FSA | LFSA | FSCA | FSC | SCA |
02 — Spreads and Trading Costs Compare the recorded trading costs without assuming undocumented pricing. | ||
| Advertised Spread Range | 0.6 - 1.3 | 1.1 – 1.8 |
| Minimum Recorded Spread Based on the available account information. | 0.6 | 1.1 |
| Average Recorded Spread | 0.7 | 1.4 |
| Advertised Commission | $0 | $0 |
03 — Deposits and Execution Review account funding requirements and order execution characteristics. | ||
| Minimum Deposit | $10 | $0 |
| Order Execution Method | Market Execution | Market Execution |
| Trading Platforms Available platforms may differ by account type. | Capital.com Web | Mobile App | MT4 | MT5 | TradingView | MT4 | MT5 |
04 — Account Features and Conditions Review relevant account characteristics and trading suitability. | ||
| Scalping Suitability An internal classification, not a guarantee of suitability. | Not classified in this category | Not classified in this category |
05 — Broker Information and Regulation Broker-level information does not guarantee that every license applies to the selected account. | ||
| Listed Regulatory Licenses | FCA | ASIC | CySEC | CMA | SCB | ASIC | CySEC | FSA | LFSA | FSCA | FSC | SCA |
| Broker Maximum Leverage Actual leverage may depend on the account, jurisdiction and legal entity. | 1:500 | 1:2000 |
| Open a Trading Account | Open Account ↗ | Open Account ↗ |
Broker Alarab's Assessment of Both Accounts
We review each account independently, highlighting strengths, limitations and the types of traders it may suit, without declaring an unsupported winner.

Capital.com
1X (UK clients only)

XS
Cent
Broker Alarab's Assessment
The Capital.com 1X account is a specialized UK option for clients seeking unleveraged trading without overnight fees under the account conditions. Spreads range from 0.6–1.3 pips with a 0.7-pip average, there is no separate commission and the minimum deposit is $10. The absence of overnight fees on 1X should not be confused with the separate Swap-Free account and its eligibility conditions.
Broker Alarab's Assessment
We see the XS Cent account as most valuable as a bridge between demo and conventional live trading, or as an environment for testing strategies with real money on a smaller scale. No separate commission and no minimum deposit support that use case, but its 1.1–1.8 pip spread range means it is not primarily designed around achieving the lowest trading cost.
Account Advantages
- ✓Provides unleveraged trading under the 1X account conditions
- ✓No overnight fees under the account conditions
- ✓No separate trading commission
- ✓$10 minimum deposit
- ✓Average spread of 0.7 pips
Account Advantages
- ✓Cent-based account structure supports live trading on a smaller scale
- ✓No separate trading commission according to Broker Alarab data
- ✓No minimum deposit based on our account data
- ✓Can be useful for testing strategies and risk management with real money
- ✓Provides a practical transition between demo trading and conventional live accounts
Disadvantages and Considerations
- !The account is available to UK clients only
- !1X characteristics do not automatically apply to other Capital.com accounts
- !No overnight fees do not mean that 1X is the Islamic account
- !No separate commission does not remove spread costs
Disadvantages and Considerations
- !The 1.1–1.8 pip spread range is not the tightest among XS accounts in our data
- !The account serves a specific purpose and may not suit traders seeking conventional position sizing
- !Successful Cent trading does not remove the psychological and risk differences that come with larger capital
- !Spread-sensitive traders should compare the account with XS Pro and Elite
Who Is This Account Suitable For?
- •UK clients researching the Capital.com 1X account
- •Users seeking unleveraged trading
- •Users seeking an account without overnight fees under the 1X conditions
- •Clients comparing 1X with other Capital.com account options available to them
Who Is This Account Suitable For?
- •Beginners seeking a gradual transition from demo to live trading
- •Traders who want to test a strategy with real money on a smaller scale
- •Users practicing practical money management and trading discipline
- •Traders specifically looking for a cent-based structure rather than a conventional account
Detailed Account Analysis
What Is the Capital.com 1X Account?
1X is a UK-specific account focused on unleveraged trading without overnight fees under the account conditions. These characteristics distinguish it from the general CFD account and Spread Betting, so it should be evaluated independently rather than applying its conditions to other accounts.
Does the Capital.com 1X Account Have Overnight Fees?
There are no overnight fees under the 1X account conditions. However, this does not mean that 1X is the Islamic account or the same as the Swap-Free option. Swap-Free is a separate account option with its own eligibility conditions, so the two descriptions should not be treated as interchangeable.
What Are the Capital.com 1X Spread and Commission?
Spreads range from 0.6–1.3 pips with a 0.7-pip average, there is no separate trading commission and the minimum deposit is $10. Despite the absence of a separate commission, the spread remains part of the cost of trading.
Detailed Account Analysis
XS Cent vs Micro: What Is the Real Difference?
Cent and Micro can appear similar because both can support smaller-scale trading, and our data lists both at 1.1–1.8 pips with no separate commission and no minimum deposit. Their purpose is not identical, however. Cent is distinguished by its cent-based account structure, while Micro focuses more directly on smaller trade sizing. The choice therefore depends on how the trader wants to manage account balance and position size rather than a spread or commission difference in our dataset.
XS Cent vs Standard: Gradual Learning or Conventional Trading?
Standard and Cent share the same 1.1–1.8 pip spread range in Broker Alarab data, with no separate commission or minimum deposit on either account. The key distinction is account purpose. Standard is a general option closer to conventional trading, while Cent makes more sense when a trader specifically wants a cent-based environment for learning or strategy testing. A trader may therefore use Cent as a transitional environment before moving to Standard when conventional account sizing becomes more appropriate.
XS Cent vs Pro: When Does a More Advanced Account Make Sense?
As the trader moves from learning and testing toward reducing transaction costs, comparison with Pro becomes more important. Cent is listed at 1.1–1.8 pips with no separate commission or minimum deposit, while Pro has a tighter 0.6–1.0 pip range with no separate commission and a $500 minimum deposit in our data. Cent therefore prioritizes accessibility and testing, while Pro becomes more relevant as capital and trading activity increase and spread cost has a greater impact.
Important Points About the Capital.com 1X Account
The account is available to UK clients only
1X availability is restricted to the UK market and the page should not be treated as confirmation that the account is available in other countries.
Unleveraged trading
This is one of the core characteristics of the 1X account and applies specifically to this account rather than every Capital.com account.
No overnight fees does not mean it is an Islamic account
1X and the Swap-Free option are separate accounts, so the absence of overnight fees should not be confused with Islamic-account classification.
Important details about the XS Cent account
Understand how balance is represented in a Cent account
A Cent account uses a cent-based structure, so traders should understand how the balance and trade value are represented before trading. The structure supports smaller-scale trading but does not make profits or losses unreal.
Cent is not the lowest-spread XS account
Broker Alarab data lists the XS Cent spread at 1.1–1.8 pips. Its main value therefore comes from the account structure and its usefulness for learning and testing rather than from providing the lowest trading cost available at XS.
Smaller-scale trading does not remove risk
Using a Cent account can help reduce market exposure, but it does not eliminate trading or leverage risk. Position sizing, loss limits and disciplined risk management remain important even when trading on a smaller scale.
How to Choose the Right Trading Account
Numbers alone are not enough. Account suitability depends on your trading strategy, capital, financial instruments and the conditions applicable to you.
Compare Spreads and Commissions Together
The recorded spread for Capital.com 1X (UK clients only) is 0.6 - 1.3, while XS Cent shows 1.1 – 1.8. Evaluating overall trading costs also requires checking commission rates, pricing units, instruments and position sizes.
Review Minimum Deposit Requirements
The recorded minimum deposit for Capital.com 1X (UK clients only) is $10, compared with $0 for XS Cent. A lower deposit requirement may provide more flexibility, but it does not automatically make an account better.
Compare Trading Platforms and Execution
Check which trading platforms each broker actually offers for the selected account, including MetaTrader 4 or MetaTrader 5 where supported. Also review execution policies and potential slippage. Availability and conditions may vary by account and country.
Verify Regulation and Eligibility
Confirm the legal entity that will serve your account, the regulatory framework applicable to that entity, and whether the selected account is available in your country.
FAQs About Capital.com 1X (UK clients only) vs XS Cent
Answers to common questions about account comparisons, trading costs and account conditions.
What is the difference between Capital.com 1X (UK clients only) and XS Cent?+
Is the account with the lowest spread always better?+
Can I compare two accounts from the same broker?+
How can I verify the trading conditions?+
What is the Capital.com 1X account?+
Is the Capital.com 1X account available outside the UK?+
Does the Capital.com 1X account have overnight fees?+
What are the Capital.com 1X spread and commission?+
What is the XS Cent account?+
What is the XS Cent minimum deposit?+
Explore Both Trading Accounts in Detail
Review the full account information, compare trading conditions and verify the broker's requirements before opening an account.
