
Trading Account Comparison: Capital.com Swap-Free (SCB and CMA only)vs Ultima Markets Standard Cent
Explore differences in spreads, commissions, deposits and trading conditions, alongside a detailed review of each account's advantages and limitations.


Standard Cent
What Makes Capital.com Swap-Free (SCB and CMA only) Different from Ultima Markets Standard Cent?
Before comparing the numbers, it is important to understand the purpose of each account and the conditions that may make it suitable for different traders.
Capital.com Swap-Free (SCB and CMA only)
The Capital.com Swap-Free account is intended for eligible clients seeking swap-free trading and is available under SCB and CMA only, subject to applicable eligibility conditions. Spreads range from 0.6–1.3 pips with a 0.7-pip average, there is no separate trading commission, the minimum deposit is $10 and orders use Market Execution.
Ultima Markets Standard Cent
The Ultima Markets Standard Cent account combines cent-account trading with straightforward commission-free pricing, targeting traders who want greater flexibility with smaller trading sizes before moving to larger account structures. According to Broker Alarab data, pricing follows the Standard spread model, commission is $0, the minimum deposit is $50 and orders use Market Execution, making it worth comparing with Standard and ECN Cent.
Compare Trading Accounts, Spreads, Commissions and Platforms
Review spreads, commissions, minimum deposits, trading platforms, execution methods and broker-level regulatory information.
01 — Basic Account Information
Compare the broker, account name, account classification and regulatory information.
Broker
Account Name
Account Type
Broker Regulatory Licenses
Broker-level regulatory information. Verify which legal entity serves your country.
02 — Spreads and Trading Costs
Compare the recorded trading costs without assuming undocumented pricing.
Advertised Spread Range
Minimum Recorded Spread
Based on the available account information.
Average Recorded Spread
Advertised Commission
03 — Deposits and Execution
Review account funding requirements and order execution characteristics.
Minimum Deposit
Order Execution Method
Trading Platforms
Available platforms may differ by account type.
04 — Account Features and Conditions
Review relevant account characteristics and trading suitability.
Scalping Suitability
An internal classification, not a guarantee of suitability.
05 — Broker Information and Regulation
Broker-level information does not guarantee that every license applies to the selected account.
Listed Regulatory Licenses
Broker Maximum Leverage
Actual leverage may depend on the account, jurisdiction and legal entity.
Open a Trading Account
Information is based on records available to Broker Alarab. Trading conditions may vary by account, country and legal entity.
| Comparison Criteria | Capital.com Swap-Free (SCB and CMA only) | Ultima Markets Standard Cent |
|---|---|---|
01 — Basic Account Information Compare the broker, account name, account classification and regulatory information. | ||
| Broker | Capital.com | Ultima Markets |
| Account Name | Swap-Free (SCB and CMA only) | Standard Cent |
| Account Type | standard | cent |
| Broker Regulatory Licenses Broker-level regulatory information. Verify which legal entity serves your country. | FCA | ASIC | CySEC | CMA | SCB | FSC | FSCA |
02 — Spreads and Trading Costs Compare the recorded trading costs without assuming undocumented pricing. | ||
| Advertised Spread Range | 0.6 - 1.3 | 1.0 - 1.5 |
| Minimum Recorded Spread Based on the available account information. | 0.6 | 1 |
| Average Recorded Spread | 0.7 | 1.2 |
| Advertised Commission | $0 | $0 |
03 — Deposits and Execution Review account funding requirements and order execution characteristics. | ||
| Minimum Deposit | $10 | $50 |
| Order Execution Method | Market Execution | Market Execution |
| Trading Platforms Available platforms may differ by account type. | Capital.com Web | Mobile App | MT4 | MT5 | TradingView | MT4 | MT5 | WebTrader | Mobile App |
04 — Account Features and Conditions Review relevant account characteristics and trading suitability. | ||
| Scalping Suitability An internal classification, not a guarantee of suitability. | Not classified in this category | Not classified in this category |
05 — Broker Information and Regulation Broker-level information does not guarantee that every license applies to the selected account. | ||
| Listed Regulatory Licenses | FCA | ASIC | CySEC | CMA | SCB | FSC | FSCA |
| Broker Maximum Leverage Actual leverage may depend on the account, jurisdiction and legal entity. | 1:500 | 1:2000 |
| Open a Trading Account | Open Account ↗ | Open Account ↗ |
Broker Alarab's Assessment of Both Accounts
We review each account independently, highlighting strengths, limitations and the types of traders it may suit, without declaring an unsupported winner.

Capital.com
Swap-Free (SCB and CMA only)

Ultima Markets
Standard Cent
Broker Alarab's Assessment
The Capital.com Swap-Free account serves a specific purpose for eligible clients seeking trading without overnight swap charges, but it is not universally available to every client. Spreads range from 0.6–1.3 pips with a 0.7-pip average, there is no separate commission and the minimum deposit is $10. Eligibility and the applicable SCB or CMA conditions are therefore key considerations.
Broker Alarab's Assessment
We see Ultima Markets Standard Cent as most relevant to traders specifically seeking a cent account with straightforward commission-free pricing. Its main advantage is not a lower minimum deposit, but the combination of a cent structure with the Standard pricing model. Traders prioritizing tighter spreads should compare Standard Cent directly with ECN Cent before choosing.
Account Advantages
- ✓Designed for eligible clients seeking swap-free trading
- ✓No separate trading commission
- ✓$10 minimum deposit
- ✓Average spread of 0.7 pips
- ✓Provides a separate option for clients who meet Swap-Free eligibility conditions
Account Advantages
- ✓Cent-account structure for traders seeking greater flexibility in trading size
- ✓No separate trading commission according to Broker Alarab data
- ✓The minimum deposit is $50
- ✓Straightforward pricing model based primarily on spread
- ✓Provides a practical account type for comparing cent trading with regular account structures
Disadvantages and Considerations
- !The account is not universally available to all clients
- !Availability is linked to SCB and CMA only
- !Swap-Free conditions may differ from the regular account
- !Eligibility should be confirmed before relying on swap-free treatment
Disadvantages and Considerations
- !Does not provide a lower minimum deposit than Standard or ECN in our data
- !ECN Cent provides tighter spread pricing in exchange for a separate commission
- !Zero separate commission does not eliminate spread-related trading costs
- !Experienced traders may not need a Cent structure if they are already comfortable with regular accounts
Who Is This Account Suitable For?
- •Eligible clients seeking trading without overnight swap charges
- •Clients who meet the Swap-Free conditions under SCB or CMA
- •Users researching the Capital.com Islamic or Swap-Free account
- •Traders comparing the Swap-Free option with the regular CFD account
Who Is This Account Suitable For?
- •Traders specifically looking for an Ultima Markets cent account
- •Beginners moving from demo trading toward a live environment more gradually
- •Users who prefer a pricing model without a separate per-lot commission
- •Traders seeking greater flexibility when managing trading size and market exposure
Detailed Account Analysis
Who Can Use the Capital.com Swap-Free Account?
The account is intended for eligible clients under SCB and CMA only and should not be assumed to be available in every country or to every client. Eligibility can depend on the client’s location and applicable conditions, so Swap-Free availability should be confirmed before relying on the feature.
Is the Capital.com Swap-Free Account the Islamic Account?
The Swap-Free option is intended for eligible clients seeking trading without overnight swap charges. This may correspond with what users mean when searching for a Capital.com Islamic account, but availability and conditions are not uniform for every client and should be confirmed.
What Does the Capital.com Swap-Free Account Cost?
Spreads range from 0.6–1.3 pips with a 0.7-pip average, there is no separate trading commission and the minimum deposit is $10. These pricing details are separate from the Swap-Free conditions themselves, which may differ from the regular account.
Detailed Account Analysis
Ultima Markets Standard Cent vs Standard: What Is the Difference?
Both accounts use a no-separate-commission model and have a $50 minimum deposit according to Broker Alarab data, so entry cost is not the main distinction. The key difference is account structure: Standard Cent uses a cent-account format, while Standard is the regular account. Standard Cent is therefore more relevant to traders seeking greater flexibility in managing trading size, while Standard suits those ready to use the regular account structure directly. Pricing alone does not determine the better option because account format is central to this comparison.
Is the Ultima Markets Standard Cent Account Good for Beginners?
Standard Cent can be useful for newer traders because it provides a live trading environment within a cent-account structure without a separate trading commission. This can help traders focus on position sizing and risk management before becoming comfortable with larger trading exposure. A cent account does not remove trading risk or make live trading loss-free, however. With a $50 minimum deposit in our data, its primary advantage is account flexibility rather than a lower funding requirement.
Standard Cent vs ECN Cent: Which Pricing Model Should You Choose?
This comparison matters because both provide a Cent structure but use different pricing approaches. Standard Cent has no separate trading commission and relies more heavily on spread, while ECN Cent reduces the starting spread and introduces a cent-denominated commission according to the account data. Standard Cent therefore favors simpler pricing, while ECN Cent becomes more relevant to spread-sensitive traders comfortable calculating commission. The better model depends on trading size and frequency rather than the account name alone.
Important Points About the Capital.com Swap-Free Account
Availability is linked to SCB and CMA only
The Swap-Free option is not a universal account automatically available to every Capital.com client.
Client eligibility should be confirmed
Swap-Free availability and conditions may depend on the client’s country, applicable entity and individual eligibility.
Swap-Free conditions may differ from the regular account
Applicable conditions should be checked rather than assuming that every characteristic of the regular CFD account remains identical.
Important details about the Ultima Markets Standard Cent account
A Cent account does not make trading risk-free
The cent-account structure can provide greater flexibility in managing trading size, but it remains a live trading account. Risk management, position sizing and leverage therefore remain important regardless of the account label.
The $50 minimum deposit is not recommended trading capital
Broker Alarab data lists a $50 minimum deposit for Standard Cent. This is an account requirement rather than a recommendation for the balance appropriate to a particular strategy or risk level.
Standard Cent and ECN Cent are not the same account
Both use a cent-account structure, but their pricing models differ. Standard Cent has no separate trading commission, while ECN Cent combines tighter starting spreads with a cent-denominated commission according to the account data.
How to Choose the Right Trading Account
Numbers alone are not enough. Account suitability depends on your trading strategy, capital, financial instruments and the conditions applicable to you.
Compare Spreads and Commissions Together
The recorded spread for Capital.com Swap-Free (SCB and CMA only) is 0.6 - 1.3, while Ultima Markets Standard Cent shows 1.0 - 1.5. Evaluating overall trading costs also requires checking commission rates, pricing units, instruments and position sizes.
Review Minimum Deposit Requirements
The recorded minimum deposit for Capital.com Swap-Free (SCB and CMA only) is $10, compared with $50 for Ultima Markets Standard Cent. A lower deposit requirement may provide more flexibility, but it does not automatically make an account better.
Compare Trading Platforms and Execution
Check which trading platforms each broker actually offers for the selected account, including MetaTrader 4 or MetaTrader 5 where supported. Also review execution policies and potential slippage. Availability and conditions may vary by account and country.
Verify Regulation and Eligibility
Confirm the legal entity that will serve your account, the regulatory framework applicable to that entity, and whether the selected account is available in your country.
FAQs About Capital.com Swap-Free (SCB and CMA only) vs Ultima Markets Standard Cent
Answers to common questions about account comparisons, trading costs and account conditions.
What is the difference between Capital.com Swap-Free (SCB and CMA only) and Ultima Markets Standard Cent?+
Is the account with the lowest spread always better?+
Can I compare two accounts from the same broker?+
How can I verify the trading conditions?+
Does Capital.com offer a Swap-Free account?+
Is the Capital.com Islamic account available to every client?+
What is the Capital.com Swap-Free spread?+
What is the difference between Capital.com CFD and Swap-Free?+
What is the Ultima Markets Standard Cent account?+
What is the Ultima Markets Standard Cent spread and commission?+
Explore Both Trading Accounts in Detail
Review the full account information, compare trading conditions and verify the broker's requirements before opening an account.
