Broker Alarab
Detailed Trading Account Comparison

Trading Account Comparison: Capital.com 1X (UK clients only)vs HFM Pro

Explore differences in spreads, commissions, deposits and trading conditions, alongside a detailed review of each account's advantages and limitations.

ACCOUNT OVERVIEW

What Makes Capital.com 1X (UK clients only) Different from HFM Pro?

Before comparing the numbers, it is important to understand the purpose of each account and the conditions that may make it suitable for different traders.

Capital.com 1X (UK clients only)

The Capital.com 1X account is available to UK clients only and provides unleveraged trading without overnight fees under the account conditions. Spreads range from 0.6–1.3 pips with a 0.7-pip average, there is no separate trading commission, the minimum deposit is $10 and orders use Market Execution. The characteristics of 1X apply specifically to this account and should not automatically be extended to other Capital.com accounts.

HFM Pro

The HFM Pro account is a commission-free option with a tighter listed spread range than Premium and Cent in Broker Alarab data. Spreads range from 0.6–1.0 pips, the separate commission is $0, the minimum deposit is $100 and orders use Market Execution. It is categorized for experienced traders seeking lower spreads, making HFM Pro vs Premium and Pro vs Zero particularly relevant comparisons.

SIDE-BY-SIDE COMPARISON

Compare Trading Accounts, Spreads, Commissions and Platforms

Review spreads, commissions, minimum deposits, trading platforms, execution methods and broker-level regulatory information.

Capital.com
1X (UK clients only)
HFM
Pro

01 — Basic Account Information

Compare the broker, account name, account classification and regulatory information.

Broker

Capital.com
Capital.com
HFM
HFM

Account Name

Capital.com
1X (UK clients only)
HFM
Pro

Account Type

Capital.com
standard
HFM
standard

Broker Regulatory Licenses

Broker-level regulatory information. Verify which legal entity serves your country.

Capital.com
FCA | ASIC | CySEC | CMA | SCB
HFM
FCA | CySEC | FSCA | FSA | FSC | CMA

02 — Spreads and Trading Costs

Compare the recorded trading costs without assuming undocumented pricing.

Advertised Spread Range

Capital.com
0.6 - 1.3
HFM
0.6 - 1.0

Minimum Recorded Spread

Based on the available account information.

Capital.com
0.6
HFM
0.6

Average Recorded Spread

Capital.com
0.7
HFM
0.8

Advertised Commission

Capital.com
$0
HFM
$0

03 — Deposits and Execution

Review account funding requirements and order execution characteristics.

Minimum Deposit

Capital.com
$10
HFM
$100

Order Execution Method

Capital.com
Market Execution
HFM
Market Execution

Trading Platforms

Available platforms may differ by account type.

Capital.com
Capital.com Web | Mobile App | MT4 | MT5 | TradingView
HFM
MT4 | MT5 | HFM Platform | WebTrader

04 — Account Features and Conditions

Review relevant account characteristics and trading suitability.

Scalping Suitability

An internal classification, not a guarantee of suitability.

Capital.com
Not classified in this category
HFM
Not classified in this category

05 — Broker Information and Regulation

Broker-level information does not guarantee that every license applies to the selected account.

Listed Regulatory Licenses

Capital.com
FCA | ASIC | CySEC | CMA | SCB
HFM
FCA | CySEC | FSCA | FSA | FSC | CMA

Broker Maximum Leverage

Actual leverage may depend on the account, jurisdiction and legal entity.

Capital.com
1:500
HFM
1:2000

Open a Trading Account

Information is based on records available to Broker Alarab. Trading conditions may vary by account, country and legal entity.

EXPERT ANALYSIS

Broker Alarab's Assessment of Both Accounts

We review each account independently, highlighting strengths, limitations and the types of traders it may suit, without declaring an unsupported winner.

Capital.com logo

Capital.com

1X (UK clients only)

HFM logo

HFM

Pro

Broker Alarab's Assessment

The Capital.com 1X account is a specialized UK option for clients seeking unleveraged trading without overnight fees under the account conditions. Spreads range from 0.6–1.3 pips with a 0.7-pip average, there is no separate commission and the minimum deposit is $10. The absence of overnight fees on 1X should not be confused with the separate Swap-Free account and its eligibility conditions.

Broker Alarab's Assessment

We see HFM Pro as a clear option for traders seeking tighter spreads than Premium and Cent while avoiding a separate per-lot commission. Its 0.6–1.0 pip range is tighter than the standard options in our data, although it requires a $100 minimum deposit. Against Zero, traders should evaluate spread and commission together rather than assuming the account with the lowest spread is always cheaper.

Account Advantages

  • ✓Provides unleveraged trading under the 1X account conditions
  • ✓No overnight fees under the account conditions
  • ✓No separate trading commission
  • ✓$10 minimum deposit
  • ✓Average spread of 0.7 pips

Account Advantages

  • ✓Spreads range from 0.6–1.0 pips according to Broker Alarab data
  • ✓No separate trading commission in our data
  • ✓Tighter listed spread range than Premium and Cent
  • ✓Categorized for experienced traders seeking lower spreads
  • ✓Provides an alternative to the Zero model that combines tighter spreads with a separate commission

Disadvantages and Considerations

  • !The account is available to UK clients only
  • !1X characteristics do not automatically apply to other Capital.com accounts
  • !No overnight fees do not mean that 1X is the Islamic account
  • !No separate commission does not remove spread costs

Disadvantages and Considerations

  • !The minimum deposit is $100 while Premium has no minimum deposit listed
  • !The spread range is wider than Zero in our data
  • !No separate commission does not mean trading is cost-free
  • !Highly spread-sensitive traders should compare total cost with Zero

Who Is This Account Suitable For?

  • •UK clients researching the Capital.com 1X account
  • •Users seeking unleveraged trading
  • •Users seeking an account without overnight fees under the 1X conditions
  • •Clients comparing 1X with other Capital.com account options available to them

Who Is This Account Suitable For?

  • •Experienced traders seeking lower spreads according to our account categorization
  • •Users who prefer an account without a separate trading commission
  • •Traders seeking tighter spreads than Premium and Cent
  • •Users comparing Pro with Zero who prefer to avoid a separate per-lot commission model

Detailed Account Analysis

What Is the Capital.com 1X Account?

1X is a UK-specific account focused on unleveraged trading without overnight fees under the account conditions. These characteristics distinguish it from the general CFD account and Spread Betting, so it should be evaluated independently rather than applying its conditions to other accounts.

Does the Capital.com 1X Account Have Overnight Fees?

There are no overnight fees under the 1X account conditions. However, this does not mean that 1X is the Islamic account or the same as the Swap-Free option. Swap-Free is a separate account option with its own eligibility conditions, so the two descriptions should not be treated as interchangeable.

What Are the Capital.com 1X Spread and Commission?

Spreads range from 0.6–1.3 pips with a 0.7-pip average, there is no separate trading commission and the minimum deposit is $10. Despite the absence of a separate commission, the spread remains part of the cost of trading.

Detailed Account Analysis

HFM Pro vs Premium: Which Account Has Lower Spreads?

According to Broker Alarab data, Pro has a clearly tighter listed spread range at 0.6–1.0 pips compared with 1.4–1.8 pips on Premium. Both accounts have a $0 separate commission and use Market Execution. Premium has no minimum deposit listed in our data, however, while Pro requires $100. Pro therefore provides tighter listed spreads in exchange for a higher entry requirement, which is the key trade-off between the accounts in our database.

HFM Pro vs Zero: No Commission or Spreads From 0.0?

Pro uses 0.6–1.0 pip spreads without a separate commission, while Zero is listed at 0.0–0.3 pips with commission from $6 per lot. Comparing only the minimum spread is therefore not enough to determine which account costs less. Pro places more of the listed cost within the spread, while Zero separates part of the cost into commission. Their minimum deposits also differ: $100 on Pro compared with $25 on Zero in our data.

Is the HFM Pro Account Commission-Free?

The separate commission listed for HFM Pro by Broker Alarab is $0. The account is not free of trading costs, however, because its listed spread range is 0.6–1.0 pips. The spread should therefore be included when evaluating cost, particularly for frequent trading. This differs from Zero, which has a tighter listed spread range but carries commission from $6 per lot.

Important Points About the Capital.com 1X Account

The account is available to UK clients only

1X availability is restricted to the UK market and the page should not be treated as confirmation that the account is available in other countries.

Unleveraged trading

This is one of the core characteristics of the 1X account and applies specifically to this account rather than every Capital.com account.

No overnight fees does not mean it is an Islamic account

1X and the Swap-Free option are separate accounts, so the absence of overnight fees should not be confused with Islamic-account classification.

Important details about the HFM Pro account

The separate commission is $0

There is no separate trading commission according to Broker Alarab data, but the 0.6–1.0 pip spread remains a direct component of trading cost.

The minimum deposit is $100

This is the account requirement stored in our data and is not a recommendation that $100 represents appropriate trading capital or risk management.

Pro and Zero use different pricing models

Pro has no separate commission with a wider spread range, while Zero offers tighter listed spreads with commission from $6 per lot according to our data.

DECISION GUIDE

How to Choose the Right Trading Account

Numbers alone are not enough. Account suitability depends on your trading strategy, capital, financial instruments and the conditions applicable to you.

01

Compare Spreads and Commissions Together

The recorded spread for Capital.com 1X (UK clients only) is 0.6 - 1.3, while HFM Pro shows 0.6 - 1.0. Evaluating overall trading costs also requires checking commission rates, pricing units, instruments and position sizes.

02

Review Minimum Deposit Requirements

The recorded minimum deposit for Capital.com 1X (UK clients only) is $10, compared with $100 for HFM Pro. A lower deposit requirement may provide more flexibility, but it does not automatically make an account better.

03

Compare Trading Platforms and Execution

Check which trading platforms each broker actually offers for the selected account, including MetaTrader 4 or MetaTrader 5 where supported. Also review execution policies and potential slippage. Availability and conditions may vary by account and country.

04

Verify Regulation and Eligibility

Confirm the legal entity that will serve your account, the regulatory framework applicable to that entity, and whether the selected account is available in your country.

FREQUENTLY ASKED QUESTIONS

FAQs About Capital.com 1X (UK clients only) vs HFM Pro

Answers to common questions about account comparisons, trading costs and account conditions.

What is the difference between Capital.com 1X (UK clients only) and HFM Pro?+
The recorded spread for Capital.com 1X (UK clients only) is 0.6 - 1.3, compared with 0.6 - 1.0 for HFM Pro. The advertised commissions are $0 and $0, respectively. You should also consider execution conditions, deposit requirements and account availability.
Is the account with the lowest spread always better?+
Not necessarily. Trading costs should be evaluated using both spreads and commissions, while considering the financial instrument, position size and execution conditions.
Can I compare two accounts from the same broker?+
Yes. Broker Alarab allows traders to compare accounts from the same broker or from different brokers.
How can I verify the trading conditions?+
Review the broker's official account specifications, applicable legal entity and trading conditions. Spreads, commissions and leverage may vary by instrument, account and jurisdiction.
What is the Capital.com 1X account?+
1X is a UK-specific account focused on unleveraged trading without overnight fees under the account conditions. Spreads range from 0.6–1.3 pips with a 0.7-pip average, there is no separate commission and the minimum deposit is $10.
Is the Capital.com 1X account available outside the UK?+
The account is intended for UK clients only, so the information on this page should not be treated as confirmation that 1X is available to clients in other countries.
Does the Capital.com 1X account have overnight fees?+
There are no overnight fees under the 1X account conditions. This does not mean that 1X is the Islamic account or the same as the Swap-Free option, as Swap-Free is a separate account with its own eligibility conditions.
What are the Capital.com 1X spread and commission?+
Spreads range from 0.6–1.3 pips with a 0.7-pip average, there is no separate trading commission, the minimum deposit is $10 and orders use Market Execution.
What is the HFM Pro account?+
HFM Pro is categorized by Broker Alarab for experienced traders seeking lower spreads. According to our data, spreads range from 0.6–1.0 pips, the separate commission is $0, the minimum deposit is $100 and orders use Market Execution.
What is the HFM Pro spread and commission?+
According to Broker Alarab data, HFM Pro spreads range from 0.6–1.0 pips and the separate commission is $0. This range is tighter than Premium and Cent in our database. No separate commission does not mean cost-free trading because the spread remains a direct component of transaction cost.

Explore Both Trading Accounts in Detail

Review the full account information, compare trading conditions and verify the broker's requirements before opening an account.